Drip Capital

Brad Shropshire

Vice President of Risk Servicing at Drip Capital

10 June 2026

Standby Letter of Credit vs Letter of Credit

Standby Letters of Credit are designed to stay unused, while Letters of Credit are meant to trigger payment. Learn when each instrument protects your business.

29 May 2026

9 Fast Ways to Fund Inventory and Vendor Payments in 2026

From Vendor Financing to Invoice Factoring, discover 9 collateral-light ways to fund inventory purchases and vendor payments fast. Compared by speed, cost, and fit for SMBs.

05 May 2026

Types of Supply Chain Financing Explained

A complete breakdown of the main types of supply chain finance, from reverse factoring to inventory finance, with examples, costs, and a decision matrix to help US businesses pick the right one.

23 April 2026

Secured vs Unsecured Line of Credit: Guide for SMBs

Not sure which line of credit fits your SMB? Compare secured vs unsecured on rates, limits, speed, and risk, with a quick framework to decide.

22 April 2026

Accounts Receivable Financing | What It Is & How It Works

Accounts receivable financing lets businesses convert outstanding invoices into immediate working capital. Learn how AR financing works, what it costs, and how it compares to factoring.

25 March 2026

Business Line of Credit: Complete 2026 Guide

A business line of credit lets you draw funds as needed, repay, and borrow again. Learn how it works, what rates to expect, and how to qualify fast.

09 March 2026

Line of Credit vs Bank Loan: Access to Working Capital

Line of Credit financing offers flexible access to funds for businesses. Compare it with traditional bank loans to understand differences in flexibility, usage, and repayment.

12 February 2026

Small Business Loans | How They Work With Real Examples

Explore small business loans and financing options today. Learn about loan types, eligibility, and how to choose the right funding for your business.

24 February 2025

How Customs Duties and Import Costs Affect Your Cash Flow | Drip Capital

Customs duties and import costs are due before you can sell your goods. Learn how this timing gap strains cash flow, and how to close it.

16 June 2022

What is a Back to Back Letter of Credit (LC) in Import-Export

When a transaction takes place between a buyer and a seller keeping an intermediary in the loop, the type of LC used in such cases is known as 'Back to Back letter of credit'. In this article get a complete understanding of what is a Back to Back LC, how it works with an example, its format, terms & conditions and associated risks.

27 January 2026

Working Capital Financing for SMBs to Strengthen Cash Flow and Accelerate Business Growth

Explore how working capital solutions support SMB cash flow, growth, and trade operations and how Drip Capital helps businesses access working capital efficiently.

04 November 2022

Dynamic Discounting Solutions for Suppliers

Dynamic discounting, in finance, is an arrangement where buyers get a discount on their invoice amount by paying their suppliers earlier than the due date. Dynamic discounting incentivizes buyers to pay early by reducing their costs while giving the sellers a flexible option for receiving payments early in exchange for a discounted price on their goods or services.